How To Achieve Financial Stability and Stay Out Of Debt


Your daily mantra:

“I can achieve financial stability.”

Financial stability is one of my goals in life. I believe I can attain it honestly by working hard. However, the hard work that is required for financial achievement is easy for me. When I focus on my end goal, the work required to get there seems effortless.

Planning my future contributes to my financial goal. I set targets for 5 and 10 years down the line. I commit to savings and investments based on those targets.

When I set a monthly savings goal, I stick to that commitment.

“I know that building for tomorrow
is more important than taking care
of today's wants.”

I allow myself to partake in frivolous spending once in a while. I believe that enjoyment of what I have acquired only encourages me to keep working for more.

My life goals are prioritized based on long-term desires. I remain unperturbed by the achievements of others in the present. The experiences of others are unique. I look forward to my own celebration at the targeted times.

Financial stability means staying out of debt. Debt is a sure way to mess up my plans for the future, so I make most of my purchases with cash.

Today, having financial stability means having peace of mind. I continue to work towards financial wellness. Each day, I make wise spending decisions and stick to my savings goals. The life I live years down the road is dependent on the life I live today.

Questions & Reflections:

  1. Do I use the experiences of others to dictate my financial decisions?
  2. What kind of advice do I need to secure my financial position?
  3. How can I enjoy my money now, yet still prepare for my future?


What People Are Saying:

  • "How do I get and stay out of debt?"
  • "I have no idea how to achieve financial stability. What do I do?"
  • "I am not good with money but I know I need to improve my situation fast!"
  • "I need to stop spending wildly. I'm going into more and more debt."


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