SolveYourProblem Article Series: Money Stress
My Lack Of Cash Is Freakin' Me Out!

     

Stress Management When Money Is Short

When it comes to stress from money problems, itís important not to ignore your issues. Stress can cause problems with your health and your relationships. It can also make it difficult to get back on your feet when stress gets out of control.

For money stress, youíll need to address the problem in two ways. First you want to take control of your finances and work to actively improve your money situation. Second, youíll want to directly address the physical and mental symptoms from stress.

The first part of your plan should include ways to bring money into your household and ways that you can cut expenses. There are several strategies that will really improve the way you manage your finances. And simply taking control will reduce your stress a great deal.

The first thing you should do is track your expenses. Write down everything you spend for two weeks to a month. Then you can look at where your money is actually going. Even if you spend fifty cents on something, write it down.

As you go through your log, youíll see where youíve spent money on things you really didnít need. You can also reduce your expenses by cancelling magazine subscriptions, cable subscriptions, and reducing your cell phone plan to accommodate a smaller budget.

Planting a garden can also help cut down on expenses from grocery items. The average garden will return 25 times the amount of money you spend to create and manage it. That means if you spend $100 on your garden, youíll grow about $2500 worth of produce. That can save your family quite a bit of money on your food budget.

Itís also important to consider ways you can bring more income into your household. You may want to take on a part-time job to enhance what you make. Business opportunities such as internet marketing or affiliate programs can provide income streams that can be made by working at home. And when you work from home, you also save money on fuel and other transportation costs.

You may also want to take some time to improve your job skills with classes and training workshops. Enhancing your education can help you to make more money at your current job or prepare you for a better paying career.

When money stress canít be resolved immediately, itís important to use stress management techniques such as exercise, meditation, stretching, and deep breathing to help combat the pressure youíre feeling. You can also work on a hobby you enjoy or even relax by taking a hot bath, reading a good book, and just taking a break from the stress of your life.

To control or eliminate money stress and solve your problem, click here.

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