Hello, Jeff @ SolveYourProblem here. Over the past several years I have received an ever increasing number of visitor inquiries on the subject of debt consolidation, debt relief and "I'm screwed, what the hell do I do?" With average household debt still on the rise (now about $8,000 - $10,000 per household) I can fully understand your aggravation. Been there. Done that. My debt was a whole lot higher. What I have done is put together an abundance of articles on credit cards & debt to give you a better understanding of 1) your options and 2) what you can do. Look for updates to this area as I scour the net for more helpful information.

One piece of advice: if an offer sounds too good to be true, it usually is. Debt is a serious problem. Any quick fix will typically cause you even more of a migraine headache and additional anxiety in the long run.

SolveYourProblem.com Article Series: Debt Relief & Debt Consolidation
I Want To Get Rid Of My Debt...NOW!
>  How Do I Get Myself Out of Debt?
>  Top 5 Tips For A Debt Free Life
> Debt Consolidation: Do It Yourself
> Debt Consolidation: Frequently Asked Questions
> How Do I Dig My Way Out Of Debt?
> What Are The Signs Of Too Much Debt?
> How To Choose a Reputable Debt Consolidation Company
> When is Debt Consolidation Not The Right Option?
> Top Reasons Not to Trust Credit Repair Companies
> Christian Debt Consolidation Companies: Are They Trustworthy?
> Credit Cards, The Fine Print and the Debt Trap
> What is an Unsecured Debt Consolidation Loan?
> Debt Collector Harassment: How To Resolve This Problem
> 8 Steps to Successful Debt Consolidation
> How Budgeting Can Lower Expenses and Pay Off Debt
> FICO FAQs and Debt Consolidation
> Are Home Equity Loans a Debt Consolidation Solution or Nightmare?
> How To Choose a Credit Counseling Agency
> Beware Predatory Lending: Debt Consolidation
> How To Avoid Debt Consolidation
> HELOC for Debt Consolidation: Say NO
> Refinancing Your Mortgage To Pay Off Debts
> Transfering Balances When Consolidating Debt
> How To Interpret Your Credit Report
> Debt Consolidation: Second Mortgage Options
> Consolidating Your Student Loans
> Debt Settlement: Why It's NOT a Good Option
> How To Find the Right Debt Consolidation Company
> When Is It Time To Consolidate Debt?
> Are Secured Loans a Good Option for Debt Consolidation?
> Statute of Limitations On Debt
> Avoid Debt Consolidation: Get a Second Job
> What Is The Role of a Debt Consolidation Company?
> Debt Management Programs: An Overview of Options
> Debt Consolidation: Bill Management Made Easier
> What Is The Fastest Way to Pay Off Debt without Consolidation?
> Line of Credit Debt Consolidation Loan: Pros and Cons
> Consumer Credit Counseling Services: What You Should Know
> The Fair Credit Reporting Act: Know Your Rights
> Should I Trust an Online Debt Consolidation Company?
> What Can Credit Counseling Do To My Credit History?
> How to Handle Debt on Your Own
> What Does Non-Profit Debt Consolidation Mean?
> Advantages of Student Loan Debt Consolidation
> Debt Consolidation Programs: Can I Still Get a Car Loan?
> Debt Consolidation Loans: Very Important Tips
> When Is Consolidation Not Your Best Option to Reduce Debt?
> Is Refinancing Your Home a Smart Debt Consolidation Move?
> Learn All Your Debt Consolidation Options
> The Individual Voluntary Arrangement (IVA) Route
> No More Credit: Just Consolidate and Save
> Don't Tap Into Your IRA For Debt Consolidation
> Consider This Before You Get a Credit Card
> Your Get Out Of Debt Options
> How Can You Repair A Credit History in the Toilet?
> How To Build A Good Credit History
> What is a FICO Score?
> Declaring Bankruptcy: Your Last Resort
> When Should You Get a Personal Loan?
> Is Student Loan Consolidation Right For You?
> Should You Consider a Payday Loan?
> Risks of a Secured Loan
> What's the Deal With Interest Only Loans?
> What is a Lawsuit Loan?
> Airline Credit Cards & Airline Mileage
> Become Debt Free By Christmas!
> Build Yourself a Great Credit History
> How To Repair Your Awful Credit Score
> What Are Your Rights Against Debt Collectors?
> Using a Credit Card: Pros and Cons
> Should You Refinance a Loan with Another Loan?
> How To Minimize Lending During The Holidays
> Donít Save When You Have Credit Card Debt
> Pay Debt Back Strategically
> Should I Get a Debt Consolidation Loan?
> The Liars and Scammers of the Credit Card Industry
> Negotiating Your Credit Card Debts
> What to Do If You Are Considering Bankruptcy
> Alternatives to Credit Cards
> Beware The Sudden Credit Card Rate Hike
> Avoid Credit Card Payment Holidays
> Credit Card Companies Donít Want You to Pay
> What If You Miss a Credit Card Payment
> Debt Stress: The Human Side
> Credit Card Statistics: You Are Not Alone
> Moving Debt Between Credit Cards Can Save You Money
> Stop Paying the Minimum on Credit Cards
> Credit Card Jargon: What Terms Mean In English
> Top Five Credit Card Mistakes
> Understanding Credit Card Terms and Conditions
> Credit Card Interest Rates: What You Need To Know
> Get The Best Rates On Your Credit Card
> Are Credit Cards a Bad Idea?
> Credit Card Checks and Cash Advances
> How Your Credit Rating Affects You
> Choosing The Right Credit Card
> Turned Down For A Credit Card? What Should You Do?
> Get Out Of Debt: Debt Relief From A Unique Perspective
> Choosing a Credit Card (includes terms and helpful tips) : Courtesy of the Federal Citizen Information Center
> Your Credit Scores : Courtesy of the Consumer Federation of America & Fair Isaac Corp.
Classic Articles In The Archive:
> Debt Consolidation - Choose a Credit Counselor Carefully
> Consumer Intelligence: Choosing Smart Debt Consolidation
> Choosing the Right Debt Management Service
> Debt Consolidation and How it Impacts Your Credit Rating
> Fair Debt Collection
> College Debt Ė How To Avoid It, and How To Get Out Of It

> 5 Surefire Ways To Eliminate Credit Card Debt

> The Pro's and Con's Of Debt Consolidation Loans
> The Easy Way To Gain Access To Your Free Online Credit Report
> 4 Steps You Can Take If Your Online Credit Card Application Has Been Refused
> Your Guide On Choosing a Credit Card To Suit You
> Debt Consolidation
> The Debt Free Lifestyle
> You Don't Have To Declare Bankruptcy To Deal With Your Debts
> How Can I Become Debt Free?
> Drowning in Debt? Tips and Tricks for Getting Out of Hot Water with Creditors

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Disclaimer: SolveYourProblem.com should not replace seeking professional advice for any problem,  but rather as an online resource for gathering information. Launch 3, LLC cannot be held  responsible for any misrepresentation, incorrect information provided or hyperlinks listed herein.  Should anyone have concerns as to specific content and accuracy, please contact me immediately.